Just Gadgets

Buy affordable gadgets from the comfort of your favourite app.

Virtual Dollar Card

Virtual Dollar Card

Shop online, pay for services, or make international purchases.

Sell Gift Cards

Sell Gift Cards

Exchange unused gift cards for cash at amazing rates.

Bill Payment

Bill Payment

Buy airtime, data, and pay utilities in 100+ countries.

Buy Gift Cards

Buy Gift Cards

Buy over 14,000+ local and international gift cards.

Virtual Bank Account

Virtual Bank Account

Open a Naira bank account for easy transactions.

Universal eSIM

Universal eSIM

Buy local and international eSIM with local payment methods.

Developer API

Developer API

Integrate gift card services into your platform.

Blog

Blog

Get the latest news, articles, and updates from Cardtonic.

Rate Calculator

Rate Calculator

Check how much you get for your gift cards.

Upskill

Upskill

MacBooks giveaway contest for tech enthusiasts.

#CTGivesBack

#CTGivesBack

Learn about our community give-back initiatives.

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Get In Touch

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Why Use Cardtonic for International Bills?

Managing bills abroad doesn’t have to be stressful. With Cardtonic, you can enjoy these benefits while handling your international bill payments:

Global Coverage

Send airtime or pay bills across Africa, Europe, Asia, or the US.

Local Currency, Global Reach

Pay anyone abroad from your Naira, Cedis, Shillings, Rand or USD Wallet, and we’ll handle the currency conversion.

All-in-One App

Airtime, data, electricity, TV, internet — all in one place.

Trusted by Millions

1M+ users already paying bills the smarter way

How to Pay International Bills on Cardtonic

Frequently Asked Questions

Can I send airtime or data to someone abroad?

Yes. You can purchase supported airtime or data for someone in another country. Simply select their country, choose the service, enter their details, and complete the payment.

Which countries can I pay international bills for on Cardtonic?

You can pay bills in multiple countries across Africa and around the world. The full list of supported countries is available inside the app.

How do I pay international bills on Cardtonic?

Simply log in to your Cardtonic account, go to the Bills section, and select International Bills. Choose the country and bill you want to pay, enter the required details, select your preferred wallet, and confirm your payment.

How does currency conversion work when I pay international bills?

You don’t need to convert your money before paying. Simply select the wallet you want to pay from, and Cardtonic automatically handles the currency conversion if the bill is in a different currency.

What payment methods can I use for international bill payments?

You can pay from any supported Cardtonic wallet. If you need to fund your wallet first, you can use the available funding options for your account, including local bank transfers, gift card payouts, or USD Wallet funding.

What happens if my international bill payment fails?

If a payment fails, your funds will be reversed automatically. You can also contact Cardtonic Support for instant help directly through the app.

How do I know if my international bill payment was successful?

You can check your payment status in your transaction history. Once your payment is successful, you will also be able to view or download your receipt.

Is it safe to pay international bills on Cardtonic?

Yes, 100%. Cardtonic uses security measures to protect your account and transactions, so you can pay international bills with confidence.

What kind of international bills can I pay on Cardtonic?

You can pay supported international services such as airtime, data, subscriptions, and other available bills. The services available vary depending on the country selected.