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Shop online, pay for services, or make international purchases.
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Exchange unused gift cards for cash at amazing rates.
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Buy airtime, data, and pay utilities in 100+ countries.
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Buy over 14,000+ local and international gift cards.
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Open a Naira bank account for easy transactions.
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Use our Virtual Visa and Mastercard to shop online, pay for services, or make international purchases.
Cardtonic gives you instant access to a reliable virtual USD card for online shopping, subscriptions, and international payments.
Enjoy a simpler way to pay globally, without carrying a physical card or opening a domiciliary account.
Cardtonic's dollar card offers an easy way to handle all your international payments. Here are some benefits of using it for foreign transactions:
Shop online, make international purchases, and enjoy contactless payments on platforms and locations that accept Visa or Mastercards.
Top up your virtual USD card using funds from any of your Cardtonic wallets, whether you hold Naira, USD, Cedis, Rand, or Kenyan Shillings.
Access your virtual card details anytime in the app, so you can make international payments whenever you need to.
Make purchases worldwide with clear currency conversion fees and no hidden charges.
Best for everyday online and international payments.
Built for users who want more flexibility and contactless payments.
With the Cardtonic virtual USD card, you can make payments globally: both online and, with the Platinum card, in physical locations that support contactless payments. Use it for subscriptions, airline payments, and online services such as Twitter Blue, Grammarly, AliExpress, and ChatGPT Plus. It also works for entertainment and creative platforms, including Amazon Prime, YouTube Premium, Adobe Creative Cloud & Canva Pro, and more.
Fr the best virtual dollar card in Nigeria. The app is easy to navigate, and it works for Twitter verification.
Play Store
Since I found Cardtonic, paying for my Google Ads has been easy. No random transaction declines. Just what I needed!
App Store
I love how straightforward the process is. Funding my card takes less than a minute. It's made my life so much easier.
App Store
Never had a failed transaction with the dollar card. It's easy to use, I highly recommend!
App Store
They have the best exchange rates and transactions are super smooth. No delays, no hidden fees.
Trustpilot
I had a small issue with funding my card, and their support team responded within minutes and sorted it out in less than 30 minutes! Honestly, this level of customer service is rare. Definitely sticking with Cardtonic!
Play Store
Fr the best virtual dollar card in Nigeria. The app is easy to navigate, and it works for Twitter verification.
Play Store
Since I found Cardtonic, paying for my Google Ads has been easy. No random transaction declines. Just what I needed!
App Store
I love how straightforward the process is. Funding my card takes less than a minute. It's made my life so much easier.
App Store
Never had a failed transaction with the dollar card. It's easy to use, I highly recommend!
App Store
They have the best exchange rates and transactions are super smooth. No delays, no hidden fees.
Trustpilot
I had a small issue with funding my card, and their support team responded within minutes and sorted it out in less than 30 minutes! Honestly, this level of customer service is rare. Definitely sticking with Cardtonic!
Play Store
Download the Cardtonic app, sign up, and complete the KYC process. Once your account is verified, you can create a Virtual USD Card directly on the app and start using it for all your online payments.
Your Virtual USD Card can be funded from any Cardtonic wallet you hold. Simply choose a wallet with an available balance and add funds to your card.
No. You don’t need a bank or domiciliary account to create a Virtual USD Card. You only need a verified Cardtonic account.
Yes. You can use your Virtual USD Card for eligible international online payments with merchants and platforms that accept your card network.
Yes. You can use your Virtual USD Card for eligible subscriptions and recurring payments, provided the merchant accepts your card network.
Yes. You can use your Virtual USD Card for eligible airline bookings, hotels, travel platforms, and other international online payments where your card is accepted.
Both cards allow you to make online payments, while the Platinum Card comes with additional benefits and higher limits. You can choose the card that best suits your needs in the Cardtonic app.
Yes. You can have both a Regular and Platinum Virtual USD Card on your Cardtonic account.
Open Apple Pay or Google Pay on your device and add the card manually using your Platinum card details. Complete the verification using the activation code sent to the email linked to your Cardtonic account. Once added, you can make contactless payments in supported locations.
You can use your Platinum Virtual Card for contactless payments by adding it to Apple Pay or Google Pay. Once added, you can make payments by tapping your device on supported payment terminals for in-store purchases, as well as complete online payments where contactless options are available.
Yes. Cardtonic uses security measures to help protect your card and transactions. You can also manage your card directly from the app, including freezing or terminating your card when necessary.
